What is Galaxy Health Insurance Cost in India? If you want to know the cost of health insurance premiums in India, the Galaxy Health Insurance Solutions website is the right platform, where we will share the Galaxy health insurance cost per month in India, The annual health insurance premium which we recommend starts from 500Rs per month to 20,000Rs per month. It depends on the city you are living in, how much coverage you are taking and many more factors are there that decide the cost of health insurance cost. Galaxy health insurance India price depends on several factors which are discussed below.
Galaxy Health Insurance app has been developed to calculate the health insurance cost per month or year. In this app, we have considered all the factors that affect the health insurance premium in India.
What is the cost of Galaxy health insurance per month in India?
Galaxy Health Insurance Solutions offers the products keeping in mind the cost and the features of the products, we recommend products that suit the policyholder.
As you all know the cost of medicine and hospitalisation is increasing day by day and thus you should keep inflation in mind before you decide to buy any health plan.
Galaxy Health Insurance Cost Factor
The factors that decide the Health Insurance premium cost in India are listed below.
- Age: Age is the first and foremost thing that not only Galaxy health insurance companies will consider but it is considered by all the major health insurance players before deciding the cost of the health insurance premium.
- Sum Insured: The second factor is the sum insured for example the health insurance cost of Rs 10 Lakh sum insured will be on the higher side compared to Rs 5 lakh.
- Pre-Existing Disease: If an individual has any pre-existing disease like Diabetes, Hypertension, Hyper/hypothyroidism, etc, will get health insurance at a higher premium, as there will be loading charges on the policy.
- The City in which you are living: Depending on the option you select like for Tier 1 cities the health insurance premium will be on the higher side compared to Tier 2 cities.
- Policy Type: Individual health policy premiums will be on the lower side compared to floater policy.
- Policy Features: Most people make mistakes while buying a health policy as they are not aware of the features of the product or health policy they are purchasing. The features of the Health Insurance policy define the cost. Thus the role of Galaxy Health Insurance service comes into play. We at Galaxy Health Insurance Solutions evaluate the Health Insurance policy features that help us to check the cost per month or annum for the family or an individual.
- Please note there are more reasons like your habits, and IRDA regulations that also affect the cost of the premium.
Galaxy Health Insurance Solutions Cost Price in India.
Here we are sharing the cost of the health insurance policy. You will get the Gross Premium (Excl. GST) – Tier 1 (Delhi, NCR, Mumbai, Thane, Mumbai Suburban and Navi Mumbai, Surat, Ahmedabad & Vadodara).
Galaxy Health Insurance India Price – One Individual Policy
Please note this is the tentative Galaxy Health Insurance Cost in India for the health insurance policy for an individual. Please note the premium may increase or decrease on adding or deleting the addons or buying rider along with the policy, In our previous post we explained why the cost of health insurance policy premium increases. For more information on health insurance policy and its cost in India for old age or any query please feel free to contact us.
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